Find the one money gap that's quietly costing you.
Most owners aren't missing effort — they're missing a system in one specific place. Answer twelve honest questions and get a straight read on your biggest financial gap, plus the single tool that closes it.
Five minutes to your one clear next move.
No spreadsheets, no finance degree, no sales call. Just a straight diagnosis and the single fix that matches it.
Answer twelve questions
Plain-language questions about how you pay yourself, see cash, and price your work.
See your biggest gap
A clear read across six dimensions of financial health — scored, ranked, no jargon.
Get the one fix
A single recommendation matched to your gap — the tool that closes it this week. Not a menu.
Six dimensions that decide whether a business keeps its money.
Your answers score each one. The lowest is your gap — and where a small fix returns the most.
Owner Pay
A real system for paying yourself and reserving for taxes — so there's no year-end surprise.
Cash Visibility
Seeing far enough ahead to know if cash will be tight — before it actually is.
Pricing / Margin
Knowing your real effective rate and price floor — so your work actually covers your time.
Budget vs Actuals
A routine to act on the variances — not just notice them and move on.
KPIs to Decisions
The few numbers that should drive your weekly calls — defined and watched on a cadence.
AR / AP
Money owed to you and money you owe — on a tight, repeatable rhythm instead of a scramble.
The same lens behind $4M+ in client savings.
I'm Greg Gernetzke, the fractional CFO behind Gernetzke & Associates. Compass distills how I read a business's financial health — the same lens I've used across 15+ years at companies like Cardinal Health and Genpact — into twelve questions you can answer in five minutes.
No fluff, no upsell maze: one honest read. And if you'd like a hand closing the gap, I work with a small number of owners personally — that's the whole point of Gernetzke & Associates.
— Greg Gernetzke · Fractional CFO, Gernetzke & Associates
From guessing to knowing.
I couldn't trust the numbers on my books, which made it hard to make decisions. Greg didn't just fix my messy QuickBooks — he walked me through everything, so I actually learned to manage it myself. If you can't trust your books, he's your guy.
We went from guessing our cash position to having a live dashboard with weekly forecasts. Greg builds systems that actually work for operators, not just accountants.
Greg restructured our entire chart of accounts and month-end close went from 3 weeks to 5 days. He's the real deal.
Find your biggest money gap in five minutes.
Twelve questions, one clear answer, and the exact tool to fix it. Free, and no email to see your result.
Start the assessment →